Home Health Care Bill of Rights

Recipients of home health care in Illinois have certain inalienable rights of privacy guaranteed by the Privacy Act of 1974. Agencies who provide home health care and participate in Medicare and Medicaid programs are required by law to do a complete assessment of your current health status, which includes information which can be used to indicate your progress towards your goals. Home health agencies must use the OASIS – the Outcome and Assessment Information Set to evaluate your health. And to accomplish this, the agency must obtain information from you. This information will be used by the HCFA (Health Care Financing Administration, the government’s Medicare and Medicaid agency) to ensure that your agency meets quality standards, and administers its patients appropriate care. As a patient, you have the right to refuse to provide information to assess your agency. If you choose to provide information for the assessment, it is then protected by the Federal Privacy Act of 1974 and the HHA OASIS – the Home Health Agency Outcome and Assessment Information Set records system. You always have the right to examine, review, copy, and request corrections of your information in the HHA OASIS records system.The information which is collected will be used for a number of purposes. In the first place, it can support litigation which involves the Health Care Financing Administration, as well as support requests by constituents to Congressional representatives. The information is also used to support policy, regulatory, and reimbursement functions performed by the Health Care Financing Administration and by home health care providing agencies. The information is also used to study the quality and effectiveness of care which is provided by agencies providing home healthcare in Illinois. Assessments based on this information are used to survey and certify Medicare and Medicaid agencies; and they enable regulators to provide these agencies with data to improve the quality of their patient care. The information is also used to develop, validate, and refine the system under which Medicare disburses payments; and for health care payment related projects. It also supports the research and evaluation of epidemiological projects which relate to the prevention of disability and disease; or which maintain or restore health.The Health Care Financing Administration can release your information without your consent, but recipients of this information must agree in writing to continue the confidentiality of your information. Release of your health and independent retirement living information is permitted only to the Federal Department of Justice for litigation involving the Health Care Financing Administration; to agencies to assist them in improving their services; to state governmental agencies for evaluating the cost and effectiveness of state services; to congressional offices responding to constituent inquiries, made at the constituents’ written request; and to individuals and organizations researching epidemiological projects relating to disease or disability prevention. While you, the patient, are under no obligation to provide information on the OASIS (the government cannot instruct the agency to refuse you its services), nonetheless incomplete or invalid information can cause payment errors, and make it more difficult to determine whether the agency is providing you with quality service.

Lower Health Care Costs

Everyone is attacking the insurance companies and rightfully so. They have been asking for it every time they come up with another excuse to deny someone the care they need. They’ve become the evil in the industry when they put a policy in place to deny, deny, deny until the people who are entitled finally give up filling out form after form.Of course, the American people are looking to the president to solve the problem. It doesn’t look as if the problem is anywhere close to being solved. In 2008, Obama said that making the American people buy their own insurance is like requiring the homeless to buy homes. In 2010, just two years later, the Patient Protection and Affordable Care Act he enacted did that very thing and in 2012 it was upheld by the Supreme Court even though it was immediately challenged by a majority of the States in the U.S.In all of this turmoil, I don’t hear too many people complaining about the cost of health care itself. I’m not saying I don’t hear people complaining at all. I’m saying that the squeaky wheel gets the attention and the squeaky wheel in all this is the complaint about insurance companies and what the president can do. Health care costs itself could use a little more attention.When a visit to the ER for a broken wrist costs a thousand dollars, I think we’re talking about a health care system that is literally running away itself unchecked. Walk into a hospital and look on the wall for a menu, a price list or anything that other businesses are required to provide. You won’t walk into a restaurant and order before knowing what the cost will be. Why can the hospital get away with it?So, you can’t control the insurance companies and you can’t control the mess the government is making. How about take matters in your own hands and start cutting health care costs yourself? It’s not that hard. All you need to know is that the options are available and be willing to use them.First of all, cut down on the trips you make to the hospital or the doctor’s office. This does not apply to people who have ongoing conditions that require frequent doctor’s office visits. If that doesn’t apply to you, then by all means be your own doctor.If you have a symptom, look it up on the internet. Go to the credible sites that offer solid advice. Webmd is at the top of my list. But, you should also look at a few others. Just like you might get a second or third opinion on serious medical conditions, go to several different sites and make sure they are all giving the same advice. Mayoclinic, Medicinenet and Healthline are some others that have articles written by doctors and you just might find the information you need.Remember though, if you take your health care into your own hands, you are responsible for following the advice the right way and using your own discretion if you happen to have a condition that precludes you from taking said advice. In a legal slap happy world, people love putting blame on others when they really only have themselves to blame. Quit being part of the problem, looking for that easy paycheck, and become part of the solution.Cutting down on hospital or doctor’s office visits also means that you need to stock up on certain supplies and have them in your house or in your car at all times. Make yourself a kit of common medical items that you might possibly need for non-emergency situations. Bandaids, gauze, tape, peroxide, wound cleaners and anything else that you can imagine that will make your kit complete. Make a smaller kit of only the essentials for your pocketbook or book bag.If there is a symptom that doesn’t require emergency attention and you have tried to look it up or you are unsure of what to do, go to a clinic. That’s why they are there. Clinics offer low cost solutions to getting medical advice. But you might get offered a prescription or a treatment that you can’t afford. Don’t hesitate to ask for alternatives. You’d be surprised how effective alternative health care treatments can be.In the case that a trip to the hospital or the doctor’s office is necessary, there are still great ways to cut down on health care costs. The first thing you need to know is that health care does not have to cost as much as it does. Keep in mind that it’s a business. The insurance companies look at it like a business. The doctors and the hospitals run it like a business. So, treat it like a business!If you have to go to the hospital, challenge the bill when you get it. Take it to the business office and negotiate it down. There is a sizable margin of wiggle room and you have every right to ask for it. Most of the time, you’ll get a reduced cost without even an argument. When they do argue, don’t take “no” for an answer. Climb the ladder of supervisors until you get to the decision maker. You will find that behind the closed doors is a much nicer person willing to give you a highly reduced hospital bill.If you require surgery, treatment or any health care that will be set in the future, negotiate the bill upfront. Just like negotiating the hospital bill that you’ve already received, you can negotiate future health care costs as well. Climb the ladder to the decision maker and ask them what they can do for you. If insurance companies can get discounts of up to forty percent, then why shouldn’t you be entitled to the same?Insurance companies aren’t designed with you in mind. They are money-making factories put in place to take your money and hope that they never have to pay. Looking to the government for the solution really isn’t doing anyone any good. When the government is required to find a solution, they have to find one that fits all shapes and sizes for all of its constituents. A task that is nearly impossible.Take matters in your hands when you can and make sure you follow through when you make that decision. You just might live longer anyway. After all, you should be able to figure out what’s best for you and possibly keep yourself out of the hospital or the doctor’s office altogether.

60 Tips For Guaranteed Weight Loss

How many times have you tried to lose weight only to lose the motivation to do so in a few days? All those magazines claim they know how to shed those pounds and all those fad diets are making you fatigued. Why don’t they work? You ask. Well there is a very simple reason for that. All this is because you do not understand your body. Yes people, your body needs as much sympathy as you do when it is not feeling well. But most people just like to get going on monstrous starvation diets and then beginning to binge eat three days later! How do you think that makes your body feel? Confused, uncared for, and unloved.But if you are up for some new training, we have the perfect weight loss solutions for you. These are solutions that will work and give you the results that no one has been able to provide. If you can follow these simple weight loss techniques, then we guarantee you will shed those pounds easier than ever before. But all we need from you is a bit of compassion – not for us, but for your own beautiful body. Take a deep breathe and relax – When you are ready to begin, you can start reading further.UNDERSTANDING YOUR BODYWe have said it before and we are saying it again, effective weight loss is all about understanding your body. When you need to get something done from someone, your first step is always to get into their heads, so you can get an insight into finding out what they really want and what triggers them to say yes. This is exactly how you are going to begin your weight loss. Buy knowing what your body needs and what triggers it to binge.A WORD ABOUT CALORIE COUNTINGSome people emphasize completely on counting calories, and other programs will ask you to ditch it completely. We suggest that you take it into consideration, but don’t let it overwhelm you. Knowing what foods have higher calories will help you towards your weight loss goals. But we will tell you how not to let it overcome your diet to ruin it.EFFECTIVE WEIGHT LOSS VS QUICK WEIGHT LOSSWhen it comes to weight loss, quick is never as good as effective. Because quick weight loss will only shed pounds most of you will quickly gain back, and lets face it, if you really are here trying to find a way to lose weight, then those fad diets probably made you sick. Been there done that, right? Well, the good news is now you can move on.THE 60 TIPSYes. Finally, the real deal on effective weight loss. They might seem a little out-there at first but they will work for you.1. Forget your weight loss goal. Enough has been said about setting goals and then planning to achieve them. But let me tell you something – if you are here reading this then this goal setting has probably done nothing for you. This is because when you set a weight loss goal, it means sticking to a certain routine. And most of us already have so much going on in our lives that it’s sometimes impossible to work along that set routine.2. Why you should keep a realistic approach. When you skip the routine it makes you so depressed you actually feel like you are this big loser who cannot do anything right. That doesn’t help now does it? Of course it doesn’t! So the first step to successful weight loss – stop thinking about that depressing objective!3. Set a motivating future objective. Most of us will do nothing for a goal to lose boring 100 pounds, but we will kill to get a pair of those discounted patented lambskins in one size less, or to get into those sexy jeans you bought last Christmas and can’t fit into anymore.4. Get into those jeans. Just take a minute, and imagine yourself in those clothes that are only about a size or two in difference. Visualize how great you look! That is what your new ‘goal’ is.5. Love yourself the way you are. No one likes being called ‘fat’ and ‘ugly’. Your body doesn’t either!6. Treat your body well. You have to learn to stop treating it like an unwanted piece of merchandise and begin treating it the way it deserves to be treated – only then will it treat you back the same way.7. Look at the mirror. Yes, look and reason with your body that you now live in an age of plus sizes.8. Find the right clothes. There are enough gorgeous clothes out there that can and will accentuate your beauty and hide your little chubby faults. I mean, come on, it’s not like you are the only one! Otherwise why would people even make plus size clothes!9. Get yourself a great new outfit. Most people reserve their shopping for after they have lost the weight. That’s utterly ridiculous. Step out of those baggy pants and that preposterous sweat shirt and go get yourself a gorgeous set of clothes and really go out in those new pair of clothes.10. New clothes, new you. Those clothes represent your new life as someone who understands their body and is on the way to successful weight loss.11. When you look good, you feel good. Depression is the real factor behind most kinds of weight gain. To get rid of depression will be to get rid of excess weight.12. Getting rid of depression. You need to find artificial ways to defy depression and be on the way to a new you. Wear nice clothes; invest in some great looking shoes. Buy some cosmetics or hair products that work for you. The secret to success is in your own hands.13. Water is your new best friend. Water is the most essential drink you will need to incorporate for successful weight loss. It will also give you great skin.14. Water is the new classy. You need to stop treating water as some second-grade drink which doesn’t account for those sugary beverages. Think of water as a sparkling, crystal drink that cools and spreads joy inside your body.15. Cut down on sugary drinks. Replace with water as much as possible. Sugary drinks give you an awful skin, excess weight and cancer. Think of that before you sip out of that disgusting soda.16. The drawbacks of sugary beverages. If you are an average American then you are gaining 245 calories a day. Multiplied over a year that makes a total of twenty five pounds! If you had been any wiser you would have been 25 pounds thinner this year.17. Caffeine affiliation. That said, most people are hooked onto the caffeine of the fizzy drinks, so it will take you some time to get used to a no fizzy drink diet.18. Stop being guilty. Think of guilt as something that physically adds calories to your physique.19. Learn to instill confidence in yourself. So what if you had that extra glass of carbonated beverage or that yummy looking truffle at the dinner last night. Give yourself a break! It doesn’t mean anything. Move on.20. Every bit counts. When it comes to weight loss it’s the little things that matter. Even if you get rid of a few calories per day, these will multiply to give you an overall cut down of much more than you think.21. Keep a positive attitude about weight loss. Appreciate yourself whenever you are able to make any cut down or follow any diet tip.22. Don’t get lost in calorie counting. If you are at a romantic dinner, bringing out a calculator to add up dinner calories might make you seem a little crazy. Besides, it quite simply does nothing.23. Good food and bad food. The idea is to simply divide all food into categories than knowing the actual count. For example fruits “low”, sugar “high”, yogurt “low” cream “high”. Greek yogurt “low”, mayonnaise “high”.24. Substitute fish and seafood wherever possible. When you go out to eat, just try to substitute with seafood, like fish, lobster or shrimp wherever possible. Fish is especially effective for women with PMS symptoms.25. Diet breaks. You can make a great list of home cooked meals and not be able to do it everyday. A colleague might invite you, a friend may lure you or maybe you see a tasty meal in a magazine and you need to have some outdoor food. Well go, and be happy about it.26. More on diet break. Consider a glitch in your diet program as a break, a vacation and not as something that will or has broken your weight loss dream.27. Leave out sugars. Cut down on the sugars as much as possible. When you go out, ask for diet desserts. Instead of ice cream try to develop the taste for frozen yogurt.28. Diet recipes. There are many diet recipe books available online and in book stores. If you are a fan of cooking then you can try them out at home.29. Cheese can be tackled. If you are a big fan of cheese then cutting down on it might be a little impossible. So apply the tricks. For making foods like lasagna, you should opt for a stronger cheese. That way you get more flavor while the amount of cheese, and hence the amount of calories, is actually less.30. Do not ban dairy products. In this day of synthetic foods, the few healthy ingredients left on our menu includes dairy products. Although dairy products might look full of calories, recent studies show that they actually aid in weight loss!31. Daily dairy count. But of course you can’t go over the top. Keep your daily dairy count to a minimum; say a glass of milk or a slice of cheese.32. Yogurt – ’nuff said. If I haven’t stressed it enough, then I should say it again – yogurt is the new milk. A cup of yogurt has more proteins and vitamins than double the amount of milk.33. Substitute dips and dressings. You can also use Greek yogurt as a substitution for mayonnaise or cream based dips and dressings.34. Grilled is better than fried. Although obvious, this little trick can help you lose a lot of weight. Substitute grilled, smoked or baked for fried wherever possible. Whether its vegetables in Chinese or chicken in a burger.35. Smoked is also better than fried. Smoked fish is better than fried or even grilled fish. Make these little healthy choices as much as possible and you will see those pounds dropping even when you have been going out a lot.36. A word about pizza. This is the most difficult binge to controls than any other perhaps because a pizza really isn’t a health food. It’s a little naïve to think that you will be cutting it completely, because you won’t.37. Pizza problems. But you do have to make sure you eat one not more than once a week. When you do eat, you can make healthier choices by ordering thin crust instead of deep pan.38. Substitute low-fat or non-fat. Wherever applicable, use low fat milk, cream, cheese and even yogurt. You won’t know the difference when you eat but your body will.39. Cream is the real culprit. It can be so hard to give up on this on your dessert. But the way to trick your body is to use it sparingly, so you don’t end up feeling deprived.40. Use whipped cream. One great tip is that one tablespoon of whipped cream carries only about eight calories. So you can use it on a bowl of fresh fruit and get away with it!41. Don’t make every dairy non fat. Leave one dairy per day or at least every alternate day that is not low fat or non fat. Especially milk. Nutritionists say this actually helps weight loss.42. When eating out, order salad. This is a must-do for your weight loss program. When you incorporate a salad in your meal, you get filled more quickly and it leaves you no room for more of the main course.43. Incorporate activity. No diet can help you if you are sitting on your couch and making yourself physically weak and fat. It can be difficult to incorporate exercise and your job may not allow time for gym, but incorporating activity isn’t just about making yourself go to the gym for two days and then leaving it because something else came up.44. More about activity. Activity can be any activity that makes you feel better. I know this guy who told me how he liked to help people carrying groceries to their cars and using this as a workout! It made him feel better because the people seemed to love him and he was burning calories at the same time. Activity can also be dance lessons! Just imagine if you were lose weight while being able to do salsa!45. Butter walk. If you really need that cream cheese bagel, then you must walk to go get it. Yes, that is the new rule. Need that evening donut? Walk to get it. You have no idea how many calories you can account for by doing this simple walking ritual.46. Wholegrain vs. white flour. The debate has gone on for years, and still holds true. White flour relates to weight gain, while wholegrain flour is organic and serves good purpose.47. All is not bad. You must remember grains and carbohydrates are a part of daily diet and cannot be banned from meals, regardless of what those fad diets say.48. Being classy helps. It looks more classy and fashionable when you go somewhere and make all those healthy food choices – “Can I have a whole wheat, cucumber sandwich, and a glass of orange juice?” as opposed to “Gimme a mayonnaise sandwich and go heavy on the cheese okay?”49. Weekend attire. Apparently what you wear on a lazy weekend decides what you will eat on this lazy weekend too. Nutritionists and dieticians confirm that wearing a sweat shirt and flip flops will keep you on the couch with that potato chip bag, while adorning formal wear will give you a feeling of being careful with what you eat.50. Shop till you drop. This is simply another way to incorporate a healthy activity. If you like shopping then just shop and burn enough fat for a couple of days! Even if you can’t buy, you should try things on or simply window shop.51. When you plan to go out. When planning an outing, try to program activities that include exercise rather than a simple eating of popcorn. Anything that includes at least a bit of walking would do.52. Keep fruits and vegetable handy. You can’t keep a diet if you don’t have a stocked fridge. Because if you keep going to the grocery store every time, then you risk losing the urge to keep at the fruit snack and you might indulge in something less amusing on the way. With a stocked fridge, whenever the urge to eat strikes, you can simply go pick up the fruits or vegetables and start filling yourself.53. Do not listen to fashion models. Magazines sell not only stories, but also the models and it is their business to make it seem like everyone out there should look like this. But be intelligent and know that it is not true! No one you know is a runway model and neither are you. So be realistic and love yourself the way you are because that is what you are good at.54. Appreciate yourself all the way. It is a simple enough thing to do, and yet we don’t see many people trying this.55. Tip on appreciation. Whether you stopped yourself from having a pizza today, or talked on the phone standing up, regard yourself for making the right choice.56. Enjoy your food. Don’t go about chomping away without even really tasting the food. When you fork something into your mouth, let your taste buds appreciate the meal and enjoy it. Think of how elegant that makes you look too. And slowly you will find yourself eating slower and lesser. Remember that food is not about filling, but about enjoying.57. Learn to eat with chopsticks. Indulge in some classy food etiquette. Be a connoisseur and use chopsticks wherever applicable. It will not only fill you up quicker, but you will find yourself enjoying the experience.58. Add green tea and lemon to your food routine. There are enough people out there asking you to try green tea and lemon and telling you they assist in fat burn. There is evidence to the contrary as well, so you can’t decide whether that is true. But one thing is true – green tea is a great way to give your body some healing potion. If nothing else, it will keep you off sugary drinks because it has a low amount of caffeine which can help you cope. In any case it is much healthier than a colored cancerous soda right?! Lemon may not actually burn fat, but it does help metabolism and gives you great skin.59. Use honey instead of sugar wherever applicable. The feasibility of non-sugar sweeteners is still under consideration, so when staying off sugar may look a little daunting, you can try to replace honey. Honey is an organic and safe product and some civilizations use it religiously for its enormous health benefits.60. Think clothes, not calories. There is no harm in checking your weighing scale at times, but when you think about weight loss, don’t obsess about counting calories and watching your weighing machine everyday. Sometimes you will lose more and sometimes less. Sometimes your weighing machine won’t show you anything but your body will look all toned and great because of exercise. So gauge results by clothes and how they fit, rather than weighing scales and calories.The reality is that many people are obese and over weight because on the whole they are not happy with themselves. Whether this is because of the sugar coated, fat laden fast food diets we have acquired or whether it is simply because we have given up on ourselves, we all need help at some level.The minute you learn to accept yourself as who you are and realize a food binge is nothing but a passing fancy, you will find yourself accepting healthy food and being able to enjoy it rather than simply go about eating it.Focusing on putting a certain kind of food aside is not everyone’s piece of cake and can actually do you harm. Most nutritionists will recommend a balanced diet, which includes all food groups in the right portions. Do not take diet pills and patches unless you have discussed it with your doctor.Remember one fundamental rule: Do not think of a diet plan as being customary for a few days. These techniques mentioned above are not a diet program but a subtle, easy change of life style. You won’t drop four sizes in one month, but you will lose a lot of pounds over a longer period of time. This safe effective method will make sure that instead of you gaining weight like always and not being able to fit into the jeans you are wearing this year, you should be able to fit into last years jeans by the end of this year. Some people have changed their entire routines by using these techniques and are not even worried anymore!This is a healthy life style change which is more constant and successful than a diet program. It works for your entire life.

An Inside Look at the Importance of a Smile in Sales

If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).

Smile: Your Sale Depends on It!

Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:

• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!

• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.

• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.

But What If You Don’t Like Your Smile?

If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!

Where to buy beautiful rugs, floor mats and more.

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.

What are anti-ligature blinds?

Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.

Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.

Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.

How do they work?

There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.

The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.

Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.

If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.

Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.

10 Unsafe Symptoms of Cell Phones Usage on Teens

10 Unsafe Symptoms of Cell Phones Usage on Teens

Over and wrong utilization of PDAs can harm mental as well as actual health. Parents might consider giving their teens cell phones for security motivations. Be that as it may, the conceivable abuse and opposite symptoms of cell phones on young people are not obscure. While it effectively is mindful of your kid’s whereabouts, taking into account its antagonistic consequences for teens is significant. As indicated by a review led by the Seat Exploration Center, around 785 of all youngsters between ages 12 and 17 have cell phones (1). It is a typical sight these days to see a gathering of youngsters standing together yet having no discussion and being engaged with themselves. Teens utilize their cell phones to call their folks and do other great and awful things. Around one of every four teens approach the web, definitely more than grown-ups. Look at the post to know whether cells are great for teenagers, the adverse consequences of PDAs, and tips on the safe use of cell phones.

Impacts Of Cell Phones On Youngsters

There is no question that a cell phone is a convenient device. It facilitates correspondence with partners, companions, and family members. However, every innovation that gives such advantages comes with a bunch of adverse consequences. The effect of cell phones on youth and society is tremendous. This region requires consideration when you are giving your high schooler a phone. This is the way PDAs influence, teens.

Teen tendonitis (TTT)
Abundance generation of messages can prompt High schooler Tendonitis (TTT). It causes torment in the hands, back, and neck because of the unfortunate stance. As per a five-year partner study, extreme phone use is known to bring about outer muscle problems, for example, tendonitis and first carpometacarpal joint pain in the lower arm and thumb.

Stress
Having a mobile phone will entice your high schooler to go the entire day talking or messaging as opposed to doing useful things. Studies have demonstrated that youngsters who invest a lot of their energy in their cells are more inclined to pressure, uneasiness, and melancholy. Research has additionally tracked down that extreme utilization of cell phones might bring about an expanded gamble of emotional well-being issues.

Sleep misfortune
Most teenagers keep their phones close by while resting to answer messages and calls and stay reachable nonstop. This might prompt rest interference and disturbance. Investigations have discovered that young people who use cell phones after the lights out experience expanded sluggishness. Additionally, undergrads who use phones after the beginning of rest are accounted for to be alert an extra 46 minutes out of every week.

Mishaps
Adolescents will quite often go to calls and text while driving, which is demonstrated to be risky. As indicated by the Places for Infectious prevention and Counteraction (CDC), adolescents are bound to be diverted more than drivers of some other age. Thus, utilizing a mobile phone while driving ought to be a severe no.

Uneasiness
Depending on messaging as an essential method of correspondence can increment uneasiness in youngsters. Messaging is right away satisfying, yet it likewise creates tension. The moment answered by a companion can give pleasure and euphoria. However, if there should be an occurrence of deferred reaction or no reaction, this equivalent joy can transform into disillusionment. Likewise, mobile phone habit can transform into a fixation to promptly take a look at messages and answer. It might likewise increment tension by making a deception that they had gotten a message in any event, when there was no message, making them regularly look at their telephones (3).

Hazard of malignant growth
Despite the fact that there’s no obvious proof of the connection between wireless use and disease, there are a few measurably huge relationships in certain individuals. Information gathered from five European nations have shown an expanded gamble of acoustic neuroma in people who utilized a cell for at least ten years.

Despite the fact that there is no unmistakable examination supporting the gamble of malignant growth and cell utilization, it is said to have a wide scope of well-being impacts.

Cyberbullying
As indicated by a review led on 13-18-year-olds by Cox Interchanges, 15% of kids had been cyberbullied on the web, 10% had been cyberbullied by cell, and 5% had cyberbullied someone else through a phone.

As indicated by a review, cyberbullying makes young people miserable and reluctant to go to class. This study has likewise observed that youngsters who are cyberbullied have a higher gamble of psychosomatic issues, for example, incessant migraines, issues nodding off, a higher pace of tension, and depression.

Cyberbullying is considerably more challenging to recognize than actual harassment as it will in general be more imperceptible. Additionally, the culprits can take cover behind the obscurity presented by the web.

Bogus distinction
The most recent advancements in cells have made it simple for youngsters to get any data. The majority of the things projected via online entertainment and the Web may not be exact, yet teens who are innocent (at their age) could view them in a serious way and get impacted. This could lead them to live in a dreamland and foster bogus renown. Some may likewise turn to wrongdoings to satisfy their dreams.

Heftiness
Steady utilization of phones may likewise cause weight in young people. As indicated by a review led by Harvard T.H Chan School of General Wellbeing, youngsters who spend more hours daily on phones are bound to become stout. The concentrate further says that youngsters who spend over five hours daily before screens are 43% bound to get less rest or exercise, bringing about weight

Vision issues
Expanded utilization of mobile phones is said to cause vision issues in young people. According to a review led by 30 clinical understudies, 83% of them were found to have wireless vision conditions. The side effects incorporate pressure, redness, consuming sensation, obscured vision, and dry eyes.

Over-the-top use of mobile phones outperforms their value and makes new issues for young people. While you may not prevent your teen from utilizing a mobile phone, it is feasible to restrict the use by laying out some guidelines.

Prior to giving wireless to your youngster, ensure they know about the focuses underneath.

Tips On Safe Use Of Cells For Youngsters

Cells are staying put, basically not at any point in the near future. Along these lines, you want to show your adolescents about cell phone security and how to dependably utilize it. They additionally need to have concurred limits for cell phone use. Here are far to stay away from the antagonistic impacts of cellphones on youngsters:

Complete weight loss strategy

For those who want to lose weight

Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.

So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.

I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.

A few key myths about losing weight

The weight loss myth of eating less and moving more

The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.

Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.

Stop taking diet pills and meal replacements

At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.

The key to understanding how to lose weight

You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!

You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.

Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf

In the middle of this picture is the heat balance

So we can know that calorie balance is very important

But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites

If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).

When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.

However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.

Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.

When losing weight, the body is like a factory

For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.

Think of the body as a factory

-Your hormones are the managers and workers of factory operations

-Inflamed condition is how good factory machinery and hardware are

-Calorie intake is wages for factories as well as fuel

If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.

Hormones vs Weight Loss

This study looked at the effects of sleep and weight loss

Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542

Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.

There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.

This next study looks at the effect of insulin sensitivity on body composition!

Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290

Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.

We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.

To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.

If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.

With so many ways to eat on the internet, which diet should I try?

When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals

When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.

I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight

But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.

For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.

Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79

The study concluded:

-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful

-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.

But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable

Lose weight with a high-carb diet.

So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!

The Negative Impact of E-Levy on Mobile Banking.

DEFINITION OF TERMS

Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.

Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.

ADVANTAGES OF MOBILE BANKING

Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:

Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.

Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.

Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.

Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.

Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.

Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes

DISADVANTAGES OF E-LEVY ON MOBILE BANKING

The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:

Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.

Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.

Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.

Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.

EFFECT OF MOBILE BANKING — CASE STUDIES

The decision to impose taxes on mobile bank transactions will trigger so many problems.

Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.

Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).

Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.

Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.

Reference:

https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/

Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).

Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.

4 reasons blinds are better than curtains

Blinds and curtains are the go-to window treatments for providing shade from daylight. But which shading solution is better? This article discusses four reasons why blinds could be the best way to cover a window and prevent light from coming through.

Daylight shading
Blinds have the upper hand in blocking light because they are installed much closer to the windowpane than curtains. Their positioning means that blinds let less light through because the gaps are smaller.

For example, a roller blind can be positioned very close to the glass, ensuring minimal light enters the room. In contrast, most curtains are less effective because they bunch together, creating numerous gaps where light can slip through.

Cassette blinds can be fitted with side channels which hold the fabric in place and ensure that there are no gaps in the system for light to travel through. Coupled with a piece of blackout fabric, you’re guaranteed complete darkness. On the other hand, it’s more challenging to achieve total darkness using curtains because most of them are pleated, which lets small amounts of light through.

The type of window matters
You’d be surprised how many types of windows you’d find if you explored a range of properties. Some buildings have overhead windows or skylights, while others have windows installed on an angled wall. Curtains would not be suitable for these awkwardly placed windows because gravity would pull the material down.

Instead of having a curtain hanging down, blinds can be installed with the side channels we mentioned earlier. The blind side channels ensure that the fabric stays in place and the desired level of shading is achieved.

More ventilation
On a hot day, it’s crucial to get ventilation, particularly in countries such as the UK, where most buildings are not air-conditioned. Consider a teacher in a school who needs to open the windows but also needs to block out the sun’s glare to see the interactive whiteboard.

A blind can be fitted with side channels which ensure that the window can be opened without the wind blowing the blind and creating a distracting noise. This is another example of a unique situation where a curtain would not be appropriate.

Commercial and residential properties
Blinds are installed in commercial settings and residential properties. You wouldn’t think twice if you saw a blind in your friend’s home or your workplace. But you may scratch your head if you walk down the local high street and there is a curtain covering the large windows of your favourite restaurant. Blinds that are fitted in retail settings have a special fabric with an open weave that allows you to see through it. These blinds still provide some shading from daylight without obscuring views.

Blinds can be fitted in offices, retail settings, schools, hotels, leisure centres and just about any other building you can think of. Curtains are an excellent addition to building interiors, but they are mainly limited to homes, hospitals and the hospitality sector.

Summary

Based on these four points, blinds are more versatile than curtains. There is a huge range of blind types and excellent options to control the blind. Electric is a common control choice for luxury properties, but the metal control chain is the standard mechanism selected for blinds. Vertical and Venetian blinds are universally used in homes and commercial settings.